LASIK costs holding you back?

piggy bankLASIK is not inexpensive, but it may be more accessible than you think. Even though it’s an investment, there are plenty of ways to make it work within your means. And you’re worth it!

LASIK may save you money in the long run if you’re already spending money on contacts or glasses.

Here’s some quick math based on wearing glasses from age 15 to 77 and average costs of:

$79-$148/year annual eye exam
$167/year glasses cost + $196/year for contacts + $40/year for solutions
Approximately $500/year x 62 years = $31,000 for glasses/contacts over a lifetime

When you add up how much you will spend on frames, contacts, solution, etc., and project that over a lifetime, it’s possible you’ll save money by having LASIK. The procedure would pay for itself in about 10 years, or sooner if you add in prescription sunglasses purchases. Plus imagine the benefits of reducing or eliminating your need for glasses, and the freedom that offers you for an active lifestyle.

Several financing options might help make LASIK within your budget including:

  • Set up a Flexible Spending Account (FSA) through your employer to put tax-free income toward healthcare purchases like LASIK.
  • Use pre-tax dollars from a Health Savings Account (HSA). LASIK is a qualified expense.
  • Take advantage of your tax refund! Resist the urge to use that cash on an impulse buy, and consider investing in your vision.
  • Open a Healthcare Credit Card to help you pay for out-of-pocket healthcare-related expenses (many have promotional financing available). ESA accepts CareCredit.

LASIK is obtainable with a little preplanning and by taking advantage of financing or savings options.

The material contained in this article is for informational purposes only and is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health care provider.

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